828.524.3213 [email protected]

Our Services

Whatever your needs, Franklin Insurance Agency has options to serve you.

Get a Quote Today

AUTO INSURANCE (Including Motorcycle, RV, ATV, and Watercraft/Boat)

Auto insurance helps you protect you and your family against financial loss in case of an accident or other cause of loss. It covers the injuries and damage caused by an accident and also the injuries and damage for which you are legally responsible. It may also cover the cost of repairing or replacing your vehicle if it is damaged or stolen. We offer a variety of coverage plans based on your specific needs. If you have a good driving record, we can offer you very competitive insurance rates. Even if your record isn’t perfect, we still have companies that offer good rates.   Get a quote today!


Your home is perhaps your most valuable possession. You need the best home insurance coverage available at a reasonable price. Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. The homeowners insurance can be extended with additional options, such as earthquake, increased limits for business personal property,  increased costs for demolition and building, or any other insurance need.   Get a quote today!


If you need commercial insurance coverage, it is very important to choose an agent who has experience in the commercial field. Franklin Insurance Agency, Inc. has access to several reputable companies. Here at Franklin Insurance Agency, Inc. owner Steve Penland can offer to you a plan to meet your business needs at the most competitive price. Please contact us for a complete analysis or if you are new and just starting a business let us help you in your plan to succeed.  Get a quote today!


If you have loved ones who depend on you, life insurance can help fill the financial gap left in the event you are no longer there to support them. It is difficult to imagine a time when you won’t be there to help provide for your family. By preparing in advance, you’ll have the peace of mind that comes from knowing you’re protecting your family’s financial future. That’s why we developed several life insurance options to suit your needs and budget.  Get a quote today!

And more.  Don’t see what you need listed above?  Contact us today and let’s talk about options.

Whatever your needs, Franklin Insurance Agency is here for you.

Contact owner Steve Penland today using the form below, and see what a difference FIA can make for you.

Contact Us